You know, if you guys are going to keep taking these cheap little potshots at me every time I say I'm going to look more into the plan, I'm going to be done posting in any of these kind of threads because I'm getting awfully sick of the passive aggressive shots. Convincing me that voting for Corporate Democrats is the way forward is going to be awfully hard for you when I just stop coming into these threads...
As for the items in question, I finally for once went to the Obamacare site and tried to "sign up" because I actually am not terribly familiar with the actual costs and whatnot (I've heard bad things but figured maybe it was time that I looked at it myself). Jesus Christ, these prices are high. The cheaper plans (the kind of plans that give you a $7000 deductible, rendering them virtually worthless for any average person to actually use short of "Shit hits the fan and hits the fan hard" situations) are $210ish. The plan that is closest to what I have offered at my work ($3,000 deductible and 70% coverage after you've hit it) was $286 per month.
Now granted, I make too much money so I can't see what the credits and whatnot would look like (because I don't qualify for any of it) so I'm not sure how this would work for a poorer person who currently can't afford insurance (for myself, this would be a huge downgrade as my insurance payment per month would go from $90 a month or so to $286 per month but to be fair to the Obamacare thing, my employers pays $250 of my insurance, making it $340 total but I still wouldn't make the switch because that doesn't help me as an individual). On that, I've heard just as many people who credit Obamacare with finally allowing them to go see a doctor and I've seen people credit Obamacare for giving them useless insurance that they still can't use because it has a huge deductible. It's again something I'd have to look more into but from what I can see and from what I've heard from people, Obamacare is regarded as a pretty big shitshow, which is what Biden seems to still be pushing here.
Honestly the hardest part of any of these discussions is there are no actual numbers or insurance policies in place to see if what Biden is trying to push through would be any good. An Obamacare public care for all could be a downright Utopia if the insurance is actually affordable and actually useful to cover things or it could be a complete hell on Earth for people as people currently without insurance are forced to buy insurance they can't afford to use while people who currently have insurance would never switch over because the public insurance option is shit...
As for the items in question, I finally for once went to the Obamacare site and tried to "sign up" because I actually am not terribly familiar with the actual costs and whatnot (I've heard bad things but figured maybe it was time that I looked at it myself). Jesus Christ, these prices are high. The cheaper plans (the kind of plans that give you a $7000 deductible, rendering them virtually worthless for any average person to actually use short of "Shit hits the fan and hits the fan hard" situations) are $210ish. The plan that is closest to what I have offered at my work ($3,000 deductible and 70% coverage after you've hit it) was $286 per month.
Now granted, I make too much money so I can't see what the credits and whatnot would look like (because I don't qualify for any of it) so I'm not sure how this would work for a poorer person who currently can't afford insurance (for myself, this would be a huge downgrade as my insurance payment per month would go from $90 a month or so to $286 per month but to be fair to the Obamacare thing, my employers pays $250 of my insurance, making it $340 total but I still wouldn't make the switch because that doesn't help me as an individual). On that, I've heard just as many people who credit Obamacare with finally allowing them to go see a doctor and I've seen people credit Obamacare for giving them useless insurance that they still can't use because it has a huge deductible. It's again something I'd have to look more into but from what I can see and from what I've heard from people, Obamacare is regarded as a pretty big shitshow, which is what Biden seems to still be pushing here.
Honestly the hardest part of any of these discussions is there are no actual numbers or insurance policies in place to see if what Biden is trying to push through would be any good. An Obamacare public care for all could be a downright Utopia if the insurance is actually affordable and actually useful to cover things or it could be a complete hell on Earth for people as people currently without insurance are forced to buy insurance they can't afford to use while people who currently have insurance would never switch over because the public insurance option is shit...
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