Cool, why are you telling me this? Do you think this somehow means everyone else is able to purchase their own home?I've never made over 40K in a year and don't have any money from any inheritances either.
Cool, why are you telling me this? Do you think this somehow means everyone else is able to purchase their own home?I've never made over 40K in a year and don't have any money from any inheritances either.
That is not true of everywhere. Lending is somewhat more regulated in Australia and banks often request a sizeable deposit before any home loans will be approved. Here, 20% is the preferred deposit - so about 200k based on the median house price but obviously that can go up or down - but some are willing to accept lower deposits. I was allowed to put down 10% as long as I paid for Lender’s Mortgage Insurance, and a work colleague was able to get away with 5% but that involved his or his wife’s father going guarantor for them.You don't have to put down 20% to buy.
Everyone can just move to where housing is cheaper. It's not like the housing is cheaper in those places due to less demand and everyone looking to move there would cause housing costs to skyrocket. Gentrification isn't even a thing.Cool, why are you telling me this? Do you think this somehow means everyone else is able to purchase their own home?
In Ireland a first time buyer can get away with 10%, providing they are buying as a couple. If you're single it's 20% no matter if it's your first home. You can also only get approved up to 4 times your income.That is not true of everywhere. Lending is somewhat more regulated in Australia and banks often request a sizeable deposit before any home loans will be approved. Here, 20% is the preferred deposit - so about 200k based on the median house price but obviously that can go up or down - but some are willing to accept lower deposits. I was allowed to put down 10% as long as I paid for Lender’s Mortgage Insurance, and a work colleague was able to get away with 5% but that involved his or his wife’s father going guarantor for them.
Companies seeking to preserve profits and exit an untenable market is "woke"? Are Republicans just turning into Pokémon, only being able to say one word?As Farmers Insurance pulls out, Florida CFO slams company as ‘woke,’ Dems unload on GOP
The fallout continues after another major insurance company chose to pull out of Florida’s ailing property insurance market.www.local10.com
Stupid Woke insurance actuaries
I may not agree with your sentiment, but that's a high quality joke.Companies seeking to preserve profits and exit an untenable market is "woke"? Are Republicans just turning into Pokémon, only being able to say one word?
No, he just reckons that 'probably' was the reason, cuz 'women', and society hates men.DeSantis ends lifetime alimony. This poster notes that this has typically been seen as a men's problem. As women are now often earning more than their husbands, it has now become a problem for enough women, there is finally action upon it.
This will hurt older women that were living life off of ex husbands they divorced for reason, little reason, or no reason at all. There does need to be a different system.No, he just reckons that 'probably' was the reason, cuz 'women', and society hates men.
It's just another worthless sexist opinion. of no value whatsoever.
Meanwhile, in reality....
‘This is a death sentence for me’: Florida Republican women say they will switch parties after DeSantis approves alimony law
'My fears are that they can take you back to court, and I don’t have the money for an attorney.'www.orlandoweekly.com
Well, how can Florida be the place where "woke" goes to die if you don't have people willing to violently murder "the woke"?Anyway, DeSantis has been trying to set up a private military. It hasn't been going well because he can't just say he wants a private military, and lying to people when setting up an organization leads to that organization falling apart
That's the worst part, for me at least: people loved that idea. The veterans who're getting abused and are leaving in droves loved that idea. It's legitimately a good idea.On top of everything else, the stated goal of a disaster preparedness group is hardly a bad one, if he'd just gone for that, (and done it half decently). But no, now can't even get that.
The only reasonable explanation that you won't show me where in the bill/law it says what you say it says is because it's not in there.Yep, everybody you don't agree with is constantly lying. That's the only reasonable explanation
Yes, and I'm supposed to know how to buy a house in another country? So I was right about everything else then?Yes I do. You know other countries exist right?
I didn't buy a home. What I said was that you can own vs renting, the only thing to own isn't just a house.Cool, why are you telling me this? Do you think this somehow means everyone else is able to purchase their own home?
I'm obviously aware countries are different. My experiences and knowledge come from living in the US so that's gonna be my known perspective. I put done 20% myself and wanted to put more down to reduce the monthly payment but it was too late in the process to do that (it took awhile to get accurate numbers on the taxes and whatnot to know the exact monthly payment for it all). And part of my argument was that you don't need to buy a house to own instead of renting. Why rent an apartment when a condo can be basically the same thing for the same monthly price so when you decide to move somewhere else, you can sell the condo and at least get money back (or make money overall if the value went up) toward the next place you move to? Renting should be cheaper, leasing a car is cheaper per month because you don't own the car obviously.That is not true of everywhere. Lending is somewhat more regulated in Australia and banks often request a sizeable deposit before any home loans will be approved. Here, 20% is the preferred deposit - so about 200k based on the median house price but obviously that can go up or down - but some are willing to accept lower deposits. I was allowed to put down 10% as long as I paid for Lender’s Mortgage Insurance, and a work colleague was able to get away with 5% but that involved his or his wife’s father going guarantor for them.
We're talking about the housing market. Did you lose track again?I didn't buy a home. What I said was that you can own vs renting, the only thing to own isn't just a house.
No you're supposed to not act like you know what you're talking about when you don't have a fucking clue. I told I'd need a 20% deposit and you decided to tell me I don't because you're a thick petulant child who wants to weigh in on every fucking topic despite being completely uninformed. You could have just not told me I don't need a 20% deposit. You could have acted with even an ounce of humility once. But you're just so dumb and arrogant you can't do that.Yes, and I'm supposed to know how to buy a house in another country? So I was right about everything else then?
My money is on he doesn't realise he said "home" instead of house and he's gonna come back with "I bought a condo." Because he's truly, profoundly, should only be allowed a plastic spoon, dumb.We're talking about the housing market. Did you lose track again?