I was cycling along a cycle track, road one side and a chain link fence the other, and I hear a screech as a car (with the guy asleep at the wheel) comes onto the cycle track towards me. I swerve away from the road, the car misses the back of my bike. Suddenly, I find myself with a handlebar caught in the mesh, and my body still traveling at 20 mph... Straight into the lump of metal that fastens the handlebars and the frame together. I ended up having a massive bruise on my crotch (literally 2 centimeters to the left and I would have done some serious damage) for a month, and then I had to have fluid drained from the area once it healed.