I've had 2 accidents total. The first was kinda my fault, the second not even close. My first accident I tried to cut through tourist traffic on a turnoff and got hit in the back by some out of state geriactrics. They tried to tell me that their van, with its little dent under the front right headlight, was more damaged than my escort, with its trunk nearly torn off, back bumper dragging the road. The officer that arrived saw no fault from either side, just "accidents happen" so we paid our own repair bills and went on our merry way.
The second accident happened maybe a mile from my house. I met a dumptruck on a blind S curve, on a rural wooded street, no shoulder at all, just ditch then a valley. I veered to miss hitting him head on and rolled my escort, totalling it definitively this time. This resulted in a $3500 payoff for the loss of the car - later $8500 when the insurance company saw I was pursuing a lawsuit against the truck driver, on the stipulation that I don't sue, and $2500 in paid medical bills, for X rays on my back and neck and 3 months of visits to a chiropractor to reallign. With the $8500 I purchased a used Mustang - great torque for hugging corners btw - with cash leftover to buy 2 kayaks, something I always wanted, and a christmas list of DVDs. I was more than happy to be rid of the escort. It slides entirely too easily and it was tiny. Its only saving grace was its 29MPG.
The second accident happened maybe a mile from my house. I met a dumptruck on a blind S curve, on a rural wooded street, no shoulder at all, just ditch then a valley. I veered to miss hitting him head on and rolled my escort, totalling it definitively this time. This resulted in a $3500 payoff for the loss of the car - later $8500 when the insurance company saw I was pursuing a lawsuit against the truck driver, on the stipulation that I don't sue, and $2500 in paid medical bills, for X rays on my back and neck and 3 months of visits to a chiropractor to reallign. With the $8500 I purchased a used Mustang - great torque for hugging corners btw - with cash leftover to buy 2 kayaks, something I always wanted, and a christmas list of DVDs. I was more than happy to be rid of the escort. It slides entirely too easily and it was tiny. Its only saving grace was its 29MPG.