mega lenin said:
The ruling basically finds that your employers', sorry that was the wrong word, owners' religious views get to dictate your medical decisions provided you work for a closely held corporation.
No. Categorically wrong and already corrected earlier in the thread. The court ruled Hobby Lobby could not be compelled to pay for those particular pieces of the health plan. They then recommended that the regulators extend the same exemption (i.e. having to pay for that portion) that they extended to religious non profits. Essentially their employees get that coverage, it's just that Hobby Lobby doesn't pay for it. Generally the insurers are absorbing this hit from the exempted non profits themselves because they see long run it's cheaper than paying for pregnancies.
The real test will be Wheaton College who is challenging that being exempt from paying for that coverage is not enough to satisfy their religious rights under RFRA. They are arguing that allowing their employer insurance plan to offer those contraceptions for even free is forcing them to support this aberrant and immoral practice (from their perspective). That case will have the farther reaching implications on this issue.
Prior to the hobby lobby ruling the way health insurance worked was largely up to the worker in question - if you wanted to use it for a form of birth control that your boss didn't like, that was your decision.
Your health insurance was part of your cost-to-company, and largely your business.
Now your boss can go to your insurance company and say "Well, I don't approve of this, so I am not paying."
It is no longer your health insurance - it is no longer your health, it is your owner's health insurance.
It doesn't matter what your religious beliefs are - it matters what your boss's religious beliefs are.
As to claiming that for example, insurance companies can just absorb the cost - they're much more likely to just not cover it because why pay for something they don't have to?
Edit:
Oh, and the specific workaround you are pointing to was disallowed by an emergency order that evening.
http://www.slate.com/articles/news_and_politics/jurisprudence/2014/07/wheaton_college_injunction_the_supreme_court_just_sneakily_reversed_itself.single.html