I can't think of a JRPG since about... oh... Final Fantasy 6 (maybe 7? can't remember >.<) or so that even gave you the option for wearing for-real armor instead of something silly like bangles or shields or rings or... whatever. Point is, most JRPG's don't even use armor as armor. Odds are you're using something that a WRPG would class as an "accessory" as armor =pJaredin said:Dragon Age, thats pretty good at it from the WRPG side of things.
As for JRPG, prolly go with something like FFX