The whole "personal responsibility for choosing to move near a pipeline" assumes that all 21 000 inhabitants of Mill Creek, which is where the pipeline spill happened, moved there in the last 12 years, which is how long that pipeline has been there. I'd call those odds low.
And before anyone says "companies wouldn't put pipelines near residential areas". There are actually no regulations in the US for how far away from existing homes a pipeline needs to be constructed. So yes, they do put them near residential areas. All the time. Which is why they're protested so often. Why do it? For what reason? Because it's cheaper than going around, of course. Almost literal cutting corners. And generous campaign donations and lobbying will ensure authorities sign off on it. Or give the company special permission to pump at higher pressures than allowed under agency regulations, even unusually accident prone pipelines on their 22nd offense. Well, that's 23 now.
Funny tho, there are rules for how far from an existing pipeline a new house, business or place of public assembly needs to be. It's 50 feet.