Motorcyclist Hit by Deer

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Nuke_em_05

Senior Member
Mar 30, 2009
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Not press release news, just from an interoffice memo at work. They're requesting leave sharing for this guy, and explained what happened. Name changed.

Joe was involved in a deer vs. motorcycle accident(not his fault) the beginning of April. The deer actually hit Joe after being hit by a van coming at him. Because the deer hit Joe the insurance companies have deemed the accident an act of nature(they will not pay).
Okay, after getting over the fact that the deer hit him, and the general replay of events in my head, this seems ridiculous to me.

If he had hit the deer, and been responsible for the accident, the insurance companies would pay. To me, that is an act of nature. If he had hit the van, the insurance companies would pay. I can maybe see that if the deer, of it's own choosing, decided to ram him, it would be an act of nature. However, I think that if his accident is the result of a legitimate covered accident, it should be covered.

Keep in mind that this is the United States insurance system, so it's already all sorts of mixed up. So, insurance company's call, good or bad?
 

sky14kemea

Deus Ex-Mod
Jun 26, 2008
12,760
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wait wait wait wait wait wait.... wait........ wait

the deer hit him?

now ive heard everything...

i think the insurance should still pay though, if the deer rebounded off the van, then its more then vans fault than the deer's... kinda XD
 

Clashero

New member
Aug 15, 2008
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Of course it's bad. The deer had no control over its own body (an account of having been rammed by 2000 kilograms of van), so it can't have been an act of nature
 

Blights

New member
Feb 16, 2009
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Shouldnt it be the other way round?
Hilarious though.

He got hit by a deer. :D
 

Internet Kraken

Animalia Mollusca Cephalopada
Mar 18, 2009
6,915
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Of course it's not fair that the insurance company isn't paying him.

But the company found a loophole in the accident. They don't have to pay him, so they are not going to. It sucks, but they're not going to hand out money when they could keep it for themselves.
 

Zombie_Fish

Opiner of Mottos
Mar 20, 2009
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There was a film called "The Man Who Sued God" which talks about stuff like this. The idea behind it is just stupid, as because the deer came towards him, not the other way round, they aren't going to pay for it. It's these annoying technicalities that insurance companies come up with to avoid having to pay over for virtually every insurance claim they recieve.


That sums up my opinion on these things.
 

EMFCRACKSHOT

Not quite Cthulhu
May 25, 2009
2,973
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This is obviously the start of the deer uprising. They are sick of getting hit by people and are striking back. This is obously the first in a planned series of strikes hat will end the world They are attacking people, we need to grab the shotguns and do to them what i did to bamby's mother.

Not the guys fault,quite blatantly the deers. insurance company should pay.
 

JRCB

New member
Jan 11, 2009
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Wow. I wouldn't call a deer being launched off a van as an act of nature, but I guess it counts. So, does this mean a giant robot launching a tree (or animals) into your car would be an act of nature as well?
 

War Penguin

Serious Whimsy
Jun 13, 2009
5,717
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EMFCRACKSHOT said:
This is obviously the start of the deer uprising. They are sick of getting hit by people and are striking back. This is obously the first in a planned series of strikes hat will end the world They are attacking people, we need to grab the shotguns and do to them what i did to bamby's mother.

Not the guys fault,quite blatantly the deers. insurance company should pay.
Quick! Grab the head lights! They're stunned by the head lights! It's their only weakness!
Anyway, I don't the insurance company or the biker should pay. I think the deer should. He's the one who hit him.
 

skcseth

New member
May 25, 2009
782
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Bad. Horrible. Stupid.

The deer obviously didn't wake up that day and decide, "I'm gonna hit some dude on a motorcycle today, just to witness the hilarity and dumbass-ery that ensues with his insurance provider!"

... Or did it??
 

Agent Larkin

New member
Apr 6, 2009
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HAHAHAHAHAAHAHAHAHAHA oh god that was funny. I hope he gets payed the insurance money because technically not his fault nor an act of god.