load refers to resistance. You can combine two resistors in a circuit that are in parallel by the inverse of the sum equal the inverse of resistor 1 plus inverse of resistor 2.
1/Rsum=(1/R_1)+(1/R_2)
R stands for resistor in the above, just just put R sum in instead of the two reistors, use common sense or examples when you place it tho. You can now determine the Voltage drop using Rsum.
edit: oh and are you sure its not VT=V1+v2+V3...? Gonna need some more information on that question if it is VT=V1=V2=V3