So I gotta ask. Who do you bank with?
I ask because I have friends that have had similar problems. And by similar problems, I mean banks intentionally screwing them over. How do they do that? Well, they'll hold off on processing deposits until after processing checks. Even if they get the deposit before the date of a check. I've heard far too many horror stories of banks that would normally process a paycheck a day after they receive it, waiting an extra day when a payment was pending on the account. The obvious reason is to make the person overdraft on their account so that they can charge them the additional fees.
Other times it's an asinine action like processing checks before deposits on the same day, but still fining you simply because they processed one before the other.
Wachovia was a terrible one about this sort of thing. My Grandmother on my mom's side used to refer to them as "Walk-all-over-ya" because of how terrible they were. They are now a part of Wells Fargo according to a search I just did.
If your bank is still screwing you over, you might try finding a local bank. They tend to be a lot less dickish about this sort of thing. Likely due to the fact that such banks have fewer customers and can't afford to treat each customer like a criminal.
I ask because I have friends that have had similar problems. And by similar problems, I mean banks intentionally screwing them over. How do they do that? Well, they'll hold off on processing deposits until after processing checks. Even if they get the deposit before the date of a check. I've heard far too many horror stories of banks that would normally process a paycheck a day after they receive it, waiting an extra day when a payment was pending on the account. The obvious reason is to make the person overdraft on their account so that they can charge them the additional fees.
Other times it's an asinine action like processing checks before deposits on the same day, but still fining you simply because they processed one before the other.
Wachovia was a terrible one about this sort of thing. My Grandmother on my mom's side used to refer to them as "Walk-all-over-ya" because of how terrible they were. They are now a part of Wells Fargo according to a search I just did.
If your bank is still screwing you over, you might try finding a local bank. They tend to be a lot less dickish about this sort of thing. Likely due to the fact that such banks have fewer customers and can't afford to treat each customer like a criminal.
