But putting heads on spikes has a draw-back of a totalitarian society, where even the slightest offense is punishable by death as is disagreeing with the people in power. Eventually, this type of society devolves into civil war, or worse, a collapse of the civilization.Aramis Night said:In this case i fear passing laws wouldn't go far enough. Sadly business has proven that they can simply steamroll their way over and around penalties. And the penalties themselves are usually so slight that they feel free to ignore them. And if the penalties are strong enough to actually hurt them, they simply buy government support to lessen the penalty or remove the law entirely. I would be in favor of doing away with financial penalties and skip straight to public executions of company ceo's that are responsible for these offences taking place within their companies. At least that might actually justify their insane salaries and force them to be their own watchdogs.Gilhelmi said:That is good. Too many people hear Conservative and immediately assume the far right people. I call myself a moderate conservative because of my view on fiscal politics.Aramis Night said:I would love it if my lack of debt would reflect well on my credit score. But i don't think that passing laws is the answer. It just shows that credit scores are less of an indication of risk and more an indication of potential profit for lending agencies. If you do not have debt and are driven to stay debt free, than any lenders you deal with don't stand to make much money on interest dealing with you and have no incentive to do so.Gilhelmi said:I am bugging my congressmen and representatives, to pass legislation to automatically give good credit points to people every year they do not have debt. Trying to get others to join me.Aramis Night said:snip
I'm not in debt to anyone for anything(something credit agencies seem to despise. Whenever they run a background check on my credit it comes out with a bad credit score because its blank). I live within my means and have been given no handouts, or benefits of any kind.
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I am thinking about getting more involved in politics just to bug people to fix problems like this. It is good too see other fiscal conservatives out there (Note: I said FISCAL, just nipping the dozen people hating on me for saying the "C" word)
One solution i would like to see is credit scores being information beyond the reach of any businesses that are not lenders and only with your permission to obtain a loan or credit. Living within your means could in some fields actually cost you promotions because some employers do credit checks.
Oh and don't worry. I'm not offended by the notion of being related to fiscal conservatism. My positions are varied, but i'll admit that fiscal conservatives have a lot of good points. I'll take that as a compliment![]()
I would be glad to see only finical institutions being the only ones too see a credit score. That would help as well. Thing is if we do not pass a law, then nothing will change because the businesses have no incentive to stop doing what they are doing.
Regrettably we seem unwilling to hold companies accountable in any real way that would change their behaviour. Laws are an inconvenience at best to them as it stands now. Vlad Tempes had the right idea. If you're willing to put people's heads and bodies on spikes, people shape up pretty quick and soon you don't have to worry about thieves. People are far too lenient now to the wrongdoing of others and then wonder why they are so often victimized.