Agema said:
Of course, one of the simplest measures is also arguably average cost for car insurance; the implication being that lower car insurance prices indicates fewer, or less severe, crashes. Insurance companies might not be publishing their data, but they're sure as hell using data to inform their prices.
Women paying less for insurance than men on average is a misconception [https://www.insurancejournal.com/news/national/2019/02/12/517466.htm], as newer studies found. Only in the teen and young adult categories do men pay more than women, on average.
You're attributing positive intent to companies where, quite frankly, there is little if any. Insurance companies' interest is in maximizing profit, and they're going to charge as much as they can get away with. If data allows them to reach that point, bully for them, but likewise for gender stereotypes. Likewise you forget data, when applicable, won't be based upon outcome for the driver, but rather profitability
for the company. It's the same deal that goes into vehicle recall calculus; the decision to recall isn't based upon vehicle safety, but rather potential cost to the manufacturer.
The standards of vehicle safety, road construction and maintenance and record keeping will be relatively similar across the developed world. Sure, you don't necessarily want to compare the USA with India and Vietnam, but...
Funny enough, it's probably more apt to compare the USA to India or Vietnam than Eurozone countries. The US being a first-world country with a third-world infrastructure is no joke, especially when it comes to maintenance standards.
Yes, I read that. And whilst it implies they aren't disadvantaged in certain collision types, they may well be in others. Other studies clearly suggest reduced stature causes visibility disadvantages.
Indeed other studies have, and this is why discussion of non-belt safety devices matters -- for example, the gendered impact of side and rear visibility devices. However, relative to the study, the unexpected high gender disparity in accidents where the at-fault party collides with another vehicle in an attempt to merge (left vs. right) suggests there are factors
other than visibility problems at play as the results
contradict what one would expect otherwise.
No, it doesn't. Driving is deadlier to men, because more men die from driving (absolute and relative to distance travelled).
See, you're arguing reality. That's fine. I'm taking issue with the reasoning of "once you control for reality, driving is deadlier to women". Savvy?