This is illegal....right?

[Quiet Stranger]

Another "hypothetical" question.

Say you share a car with someone, but the car isn't yours or this person but someone elses, now say for some reason or whatever the other person, lets call him Bob, was taken off the car insurance plan as an occasional driver (so basically bob is no longer on the car insurance plan or whatever you call it)

Now say bob still gets the car (for whatever reason) that's illegal right? For bob to drive the car but not be on the insurance? Also say you knew that bob was off the insurance but still let him take the car (also for whatever reason) would that be like aiding or abetting him?

EDIT: I live in Canada

 

[Blue_vision]

I'm not sure what the answer is, but this is the kind of bullshit that makes me wonder if I even want a driver's license in the first place.

 

[Chibz]

Spoiler

Driving without insurance, so yes. In North America at least.

 

[Sleekgiant]

Check your policy. Some plans cover letting others drive your car without being on there plan.

 

[webby]

Wow, that was a really poorly explained hypothetical, but lets rock and ride with it.

1) Depending on what country you are in driving without insurance can be illegal. In the UK you will normally get a fine of a few hundred pounds and several (probably 6) points on your licence. If it is not your first offence expect a driving ban for about a month.

2) Just because someone else knew they will almost certainly not be charged with any form of crime, mainly because it would be far too hard to prove the existence of knowledge of a crime being committed. Also, you are not aiding the "criminal" in any way.

Check your policy. Some plans cover letting others drive your car without being on there plan.

The OP says that the "hypothetical" was about someone who has been taken off the insurance as an occasional driver and therefore the car will not be insured to be driven by anyone. So whilst your point is valid in this "hypothetical" it is highly unlikely.

 

[vault69]

Spoiler

Driving without insurance, so yes. In North America at least.

It really depends on the state
I'm in Maryland so yes it is but i believe there are 1 or 2 states that allow it

but aiding and abetting is not plausible in this situation because unless they catch him in the car with you in it you have plausible deniability

 

[Master Kuja]

Policy permitting, some allow individuals not on the policy to drive it and still be covered, though the general rule of thumb would be that if they're not on the insurance policy for the car, then it's illegal.

Not sure on the second part, though I'd like to believe that wouldn't be the case, as vault said, plausible deniability and all that.

 

[Astoria]

Umm well here(Australia) I don't think it's illegal, it just means if he's in a crash he has to pay for all the damage and compensation.

 

[BRex21]

That will vary from policy to policy and state to state. Some states dont require insurance at all. For the most part however i think the car just needs to be insured and youre okay, sometimes policies will make you pay if you have people in high risk groups using the car or living with you, but from the information you gave its impossible to say.

 

[Arizona Kyle]

Another "hypothetical" question.

Say you share a car with someone, but the car isn't yours or this person but someone elses, now say for some reason or whatever the other person, lets call him Bob, was taken off the car insurance plan as an occasional driver (so basically bob is no longer on the car insurance plan or whatever you call it)

Now say bob still gets the car (for whatever reason) that's illegal right? For bob to drive the car but not be on the insurance? Also say you knew that bob was off the insurance but still let him take the car (also for whatever reason) would that be like aiding or abetting him?

Yes it is.... Unless bob has an insurance that goes with him that covers him when he is in another vehicle

 

[FackGerbil]

It's not illegal. Insurance will not cover the cost/s of a crash if Bob, or any un-insured driver of that vehicle, is driving and is involved in a collision.

 

[webby]

It's not illegal. Insurance will not cover the cost/s of a crash if Bob, or any un-insured driver of that vehicle, is driving and is involved in a collision.

Depends on the place. I can say for a fact that in the UK unless you are covered by insurance in some form or another you are breaking the law if you are caught driving.

To make this easier the UK laws on driving without insurance are here:
http://www.drivingban.co.uk/drivingban/drivingwithoutinsurance.htm

 

[Najos]

As far as I know, in the state that I live in, policies cover the car and not the driver. So if you have insurance on your car, it doesn't matter who is driving. Then again, I've never really looked into it or had a reason to.

 

[octafish]

Umm well here(Australia) I don't think it's illegal, it just means if he's in a crash he has to pay for all the damage and compensation.

Correct, all the medical expenses and income compensation for both parties would be covered by TAC insurance (Because we are communists). Property damages would have to be covered by the party at fault.

 

[Quiet Stranger]

So I'm guessing I should just, I mean YOU should just call the insurance company and check the policy? (hahahaha)

 

[smearyllama]

I'm not sure what the answer is, but this is the kind of bullshit that makes me wonder if I even want a driver's license in the first place.

Your avatar is from MGS, right?
Which character?

OT: I'm pretty sure that's illegal, but I;m not 100%.

 

[proctorninja2]

if you have to ask most of the time it is illegal

 

[Eclectic Dreck]

It depends entirely upon whatever law applies in your region. Where I live, if the vehicle does not list a driver on its list, and said driver operates the vehicle it would be illegal as they are driving without insurance. As a good rule of thumb, if it is illegal to operate a vehicle without insurance, then having someone who is not on the insurance operate the car is unlawful.

 

[BlackWidower]

I think it depends on whether or not Bob has his full G. We are talking Ontario here right? It would be unreasonable for an insurance company to require that every single person who might ever drive the car once be on the insurance, and considering it would take a few days to add someone to the insurance...if a friend really needs to borrow your car, I don't think anyone would expect you to say, "Well we need to wait three business days to get confirmation that you are on the insurance."

 

[ultrachicken]

Why do you even bother setting this up as a hypothetical? I know it's an actual situation based on an older thread of yours. What's the point in hiding it?

Check your local laws, and check your plan. I doubt it's legal, but if you want to be sure, check.