This is illegal....right?

[Blue_vision]

Your avatar is from MGS, right?
Which character?

Liquid Ocelot

 

[Antari]

Well since your in Canada most provinces will hit you with a suspension to your licence if your caught without insurance, they may give you 24 hours to show up at the station to prove you have insurance if you forgot it, be nice it can happen. However if you get into an accident, the person driving is responsible for the damages done. Since he wasn't on the insurance, that will be money out of pocket. The owner of the car may get some sort of condition put on the next renewal for their plate but loosing their car is usually enough punishment if its crashed up. The liability of the vehicle owner is where alot of it gets foggy depending on which province your in.

 

[smearyllama]

Your avatar is from MGS, right?
Which character?

Liquid Ocelot

Ah.
Isn't he what Ocelot became when he had the arm grafted onto him?

I've only begun to get into the series, and I started with 4, so I guess general spoilers aren't a big issue anymore.

 

[Canid117]

Driving without insurance is illegal in the United States. I can not speak for any where else.

 

[lacktheknack]

It's not illegal. Insurance will not cover the cost/s of a crash if Bob, or any un-insured driver of that vehicle, is driving and is involved in a collision.

In Canada, it's illegal to drive without insurance, awareness of risk or not.

 

[Blue_vision]

Ah.
Isn't he what Ocelot became when he had the arm grafted onto him?

I've only begun to get into the series, and I started with 4, so I guess general spoilers aren't a big issue anymore.

Pretty much. Revolver Ocelot took on Liquid's persona.

Thinking about it, starting with 4 isn't all that bad. There may be some confusing parts, but (since it's pretty damn good,) it does sort of offer you to go back in time from there, kinda like what MGS3 did.
Speaking of which, I'm still waiting on that re-release. I haven't played MGS2 or 3 in years.

 

[Double A]

I think you need insurance to drive legally in Canada. I know you don't in the US.

So just get insurance or don't drive.

 

[Quiet Stranger]

I think it depends on whether or not Bob has his full G. We are talking Ontario here right? It would be unreasonable for an insurance company to require that every single person who might ever drive the car once be on the insurance, and considering it would take a few days to add someone to the insurance...if a friend really needs to borrow your car, I don't think anyone would expect you to say, "Well we need to wait three business days to get confirmation that you are on the insurance."

"Bob" also has no money what so ever for gas

 

[Quiet Stranger]

It's not illegal. Insurance will not cover the cost/s of a crash if Bob, or any un-insured driver of that vehicle, is driving and is involved in a collision.

In Canada, it's illegal to drive without insurance, awareness of risk or not.

So when you say without insurance you mean, the car is insured (there is insurance for it) but Bob's not on it, so it would be illegal if he drove it....right?? (just trying cover my bases)

 

[Quiet Stranger]

Why do you even bother setting this up as a hypothetical? I know it's an actual situation based on an older thread of yours. What's the point in hiding it?

Check your local laws, and check your plan. I doubt it's legal, but if you want to be sure, check.

Call it a case of paranoia

 

[lacktheknack]

It's not illegal. Insurance will not cover the cost/s of a crash if Bob, or any un-insured driver of that vehicle, is driving and is involved in a collision.

In Canada, it's illegal to drive without insurance, awareness of risk or not.

So when you say without insurance you mean, the car is insured (there is insurance for it) but Bob's not on it, so it would be illegal if he drove it....right?? (just trying cover my bases)

Correct. Bob shouldn't be driving, unless he likes having an overnight in a cell. And massive fines.

 

[BlackWidower]

I think it depends on whether or not Bob has his full G. We are talking Ontario here right? It would be unreasonable for an insurance company to require that every single person who might ever drive the car once be on the insurance, and considering it would take a few days to add someone to the insurance...if a friend really needs to borrow your car, I don't think anyone would expect you to say, "Well we need to wait three business days to get confirmation that you are on the insurance."

"Bob" also has no money what so ever for gas

That would have absolutely no impact whatsoever on anything. Except perhaps his various friendships.

What I was getting to in that little diatribe was this: No one would arrest someone for driving a car they only drove once while not on the insurance. It would be unreasonable to ask them to do so.

 

[Quiet Stranger]

I think it depends on whether or not Bob has his full G. We are talking Ontario here right? It would be unreasonable for an insurance company to require that every single person who might ever drive the car once be on the insurance, and considering it would take a few days to add someone to the insurance...if a friend really needs to borrow your car, I don't think anyone would expect you to say, "Well we need to wait three business days to get confirmation that you are on the insurance."

"Bob" also has no money what so ever for gas

That would have absolutely no impact whatsoever on anything. Except perhaps his various friendships.

What I was getting to in that little diatribe was this: No one would arrest someone for driving a car they only drove once while not on the insurance. It would be unreasonable to ask them to do so.

He has driven many times while not on insurance (if he hasn't been on the insurance as long as I'm thinking he has) he's also gotten his fair share of parking tickets.

 

[templargunman]

It's not illegal, it's just that your insurance provider can tell you to fuck off when he crashes your car.

 

[StBishop]

Umm well here(Australia) I don't think it's illegal, it just means if he's in a crash he has to pay for all the damage and compensation.

I'm pretty sure they're on about, what we call, CTP (Compulsory Third Party), which is included in your registration fees.

That means that unless this car is also unregistered, this is an impossible scenario in Australia.

We get, fire, theft, and property damage insurance as well (usually under a comprehensive plan) which usually just causes you to pay a higher premium if the driver is not a nominated driver.