Speaking as someone whose only gaming experience of moral choices are the Fable series, I start up as a good character. I pick all of the good choices, I make a nice little family in happy town, and I donate £7,000,000 to the temple of Avo, light, my little pony. Then, I get bored, or irritated, or just give up, and murder everyone in happyville, buy all of their houses, spend the rent on a huge sword/ gun, and then kick everyone out of their houses. End result? A permanent maxed out evil rating, an army of people who constantly boo you, and a bunch of empty towns that spell out, if you join them on a map, F**K YOU.
...yeah... I have a problem.