I played an everything guy. Just put your specials to you preferences, but don't put any of them to 10, because you get bobbleheads that will do that. Put them to 9 at the most, but I'd recommend 8. However, put intelligence to 9 right off the bat for maximum level-up points, then immediately go to Rivet City, and get the INT bobblehead to put it to 10. When applying your level-up points, put everything at 50. If you're the explorative type, and you find every skill book in the game, you'll have all of your stats at 100, just make sure you take the perk that makes every skill book give 2 points, instead of 1. This is what I did, took me about a month, and I loved every minute of it, but that's because I love exploration.