Seems to me that its just a system that works for impatient people. They say that its for people who want an item, but the store isnt open for them to buy it. Well... how about you actually be patient and buy it the next day? In free to play MMOs I rarely - no, never - see an item thats so important you need to borrow money to buy immediately. If they need it for that particular moment in time, it must be for a raid etc. In which case.. why didnt they pre-plan and buy it before that day? The stupidity and pointlessness of this plan baffles me