Poll: A deal with the devil...

[MammothBlade]

The devil solicits you at night, guaranteeing a fortune*. On one condition: you have to undertake a considerable handicap. Which do you choose? Bear in mind that all of these will be permanent and affect you for the rest of your life. Rest assured, the devil will honour their end of the agreement.

*[sub]All figures adjusted for inflation, if you happen to be reading this in 2050.[/sub]

Hmmm... unless you edit the poll so it actually IS a fortune I'd say the devil is scamming you. 5 mil? please. That's a nice chunk of cash but hardly a fortune. Now 100 mil, that was nice, but that's just for the option that will have you dead soon.

The devil solicits you at night, guaranteeing a fortune*. On one condition: you have to undertake a considerable handicap. Which do you choose? Bear in mind that all of these will be permanent and affect you for the rest of your life. Rest assured, the devil will honour their end of the agreement.

*[sub]All figures adjusted for inflation, if you happen to be reading this in 2050.[/sub]

Hmmm... unless you edit the poll so it actually IS a fortune I'd say the devil is scamming you. 5 mil? please. That's a nice chunk of cash but hardly a fortune. Now 100 mil, that was nice, but that's just for the option that will have you dead soon.

What's wrong with 5 million? You can buy yourself a very nice house or two, you won't ever have to work again, you could keep the last million in a good bank account and live off the interest alone. Though that's assuming it's used responsibly. For the average lower or middle class person it is definitely a fortune.

Haven't done much math for investment have have you?

Ok, 1 million, in a bank account. What's a bank account pay for interest by you? Here you'd see under 1%, but let's call it 1% just for fun. That's 10,000/year, BEFORE the tax man gets a shot at it. You can't live for life off of that. And of course even assuming 2% annual inflation, 25 years years from now you would have the buying power of 6K/year.

Let's say you get 4 million in your bank. Now you are up to 40K/year, less tax, so +/- 30K/year depending on where you live. That's survivable if you used the other mil to buy a house, but hardly wealth.

Now lets assume you instead invest AA+ and better bonds and they don't drop in value. Now you are looking at 3% on 4mil so that's 120K. Now you are into serious tax country, so prob you get to keep 80K/year of that. Comfortable, but hardly filthy rich. And, it may not even be all that comfortable considering the rather expensive care you would need with all those problems.

I'm assuming you can get better interest rates in certain savings accounts. Especially once interest rates return to a more palatable rate. This 0.5% nonsense isn't going to last. Also, considering that the UK tax-free allowance is being raised to £10,000 a year, you would not get taxed on any of that.

Even 5% interest would be a good deal.

 

[Jake0fTrades]

I've read that many people who develop multiple personalities do so to adapt to multiple situations. I could stand to have some side of me that is more open to social interaction.

pity you wont remember anything that happens though and have also lost a large chunk of time.

as for the topic.. you have a being thats pretty much existed since the begining of time, has seen everytrick, nasty side humanity is capable of, is the best deal maker and loophole artist in existence and you want to try to make a deal with the guy for money.. haha have fun with that.. ill send flowers to your relatives

Hmm, this is true...