If I'm going to some kind of work-related meeting (or an event-type social thing - weddings/funerals) then I take an umbrella. Helps keep that presentable appearance.
If I'm just going shopping or visiting friends then I might throw on a hoodie.
If I'm going running and it's above 20°C I aim for as little clothing as possible - I'd rather have wet skin than have the added weight of wet clothes. If it's below 15°C then I throw on a thin waterproof layer. That in-between zone depends on the wind
If I'm just going shopping or visiting friends then I might throw on a hoodie.
If I'm going running and it's above 20°C I aim for as little clothing as possible - I'd rather have wet skin than have the added weight of wet clothes. If it's below 15°C then I throw on a thin waterproof layer. That in-between zone depends on the wind