...Ugh... I just spent a semester in African American literature and learning about racism characteures.
Honestly, the best answer I can give is if you want a Ghetto RPG, San Andreas is about the best you'll ever get.... and as far as that goes, it's really not a bad game if you were to judge how racist it is, cause while it uses sterotypes it's so over the top in every which way it's a total satire of Black Damage fiction narratives like Menace To Society and Precious.
but basically the problem is... Are they going for the glitz and glam of Black Damage or are they trying to show an accurate representation of that reality? One seems like a lot more fun to play, but it's racist. The other sounds way to depressing to be any fun.