They're having money problems? Hey, I'll take that as something positive. Maybe now they'll be forced to tell a cohesive story. Spider-man 3 was such a mess that it'll be hard to do worse (aggressive attitude = emo haircut?(???), incoherent story progression, Sandman and Venom horribly miscast, terrible script). However, I think there's a decent chance they'll improve on the original concept and make a more stable franchise.
I'm personally not very interested in an Avengers movie for the same reason I'm not really interested in another X-men movie. There are too many characters. Movies are not comics, you can't have the same type of character development in a movie as you can in a comic because it takes too long. Thus all we'll get is a bunch of special effects spliced together.
And to be honest, that's mostly what I remember from the Avengers in comics too so hopes are not high.