Alright, you guys are gonna have to dig deep for this one. I've been searching for hours now, starting to think I hallucintated or dreamt this game. Somewhere between 12-16 years old, it was a third person and/or "gauntlet style"(Can't fully remember). Platform was playstation 2 or 1, 3d graphics, very low-level textures though.
There were two characters I can remember that you could choose from(may have been more). A white burly male with brown long hair, wore a black tank top, wielded a double barrel shotgun(maybe you found it in the first level). I don't recall much of the female character other than she may have had a dark skin tone.
I remember the first level where you started may have been a graveyard? There was grass and a dirt path for sure. Giant rats for sure (may have been undead rats). The second level, I distinctly remember a brick walkway and skeletons? Never made it past that area.
My memories of this game are very few and very vague. Anything would help, could jog my memory a little.