Ok, but my problem isn't that the analgesic isn't grape flavored. It's that insurance is like an analgesic masking the pain of the metastasizing cancer that is rising health costs. And the ACA looked at that cancer and said "what if we gave the country more morphine?" Arguably it's better to hurt less, but if that pain reduction is being used as a replacement for actual treatment, that's just going to exacerbate the problem.ObsidianJones said:You got me. That's why I was asking.
Because I do Property and Casualty, Life Health and Accident Insurance Agent in New York state. Basically, I'm all the things. I also took my continuing education course in the beginning of the month.
Do you know why the efficacy of ACA is basically a band-aid on the problem? The Hospitals themselves.
Should we talk about the unnecessary tests that cost 200 billion Annually [https://www.healthcarefinancenews.com/news/unnecessary-medical-tests-treatments-cost-200-billion-annually-cause-harm]? That year after year, we're paying higher medicine costs [https://www.marketwatch.com/story/why-do-americans-pay-more-for-drugs-2019-04-24] than anywhere on this planet? Or how Hospitals are charging Patients for Increased CEO Salaries and for Lobbyists to keep the hospital system just as it is [https://www.forbes.com/sites/adamandrzejewski/2019/06/26/top-u-s-non-profit-hospitals-ceos-are-racking-up-huge-profits/#31c21aa419df]?
Can we talk about how we have the highest cost of Medical Procedures [https://www.healthsystemtracker.org/chart-collection/how-do-healthcare-prices-and-use-in-the-u-s-compare-to-other-countries/#item-start] but we don't even break the Top Ten of Best Healthcare systems in the world [http://worldpopulationreview.com/countries/best-healthcare-in-the-world/]?
But people still get sick. They still need hospitals. But there are literally people who would try to tough it out because they don't think they can get out of the debt that getting treatment will cost them, because Hospital CEOs need those yearly raises!
ACA brought people from uninsured to underinsured. Some help. Which is definitely a step in the right direction. The "Cheaper cost" of AHCA would come from re-allowing pre-existing conditions that could basically have them look through your history with a fine tooth comb and say they don't have to pay your claim because if they have known that you had this condition before, they wouldn't have authorized the policy.
Bad but plentiful choices that can become null and void at the issuer's discretion helps no one.
Get more doctors, put limits on Hospital CEO's and the raises they give themselves, limit what pharmaceutical companies can charge for drugs, any of these things would actually help lower the cost of health care. And thereby, insurance.
This is a very apt statement to close this out on, but you can't ignore the disease and then be upset that the analgesics prescribed to quiet the symptoms isn't grape flavored. You treat the DISEASE, and you don't even need to take the analgesic.
Like, I think we're fundamentally on the same page, medical costs are artificially too high, that's the real problem. But I don't think you're recognizing insurance's complicity in the problem. Admittedly, my knowledge is mostly from the pharmaceutical side, but you have situations where an insurance says "we cover the brand name, get the brand name. The manufacturer will sell a bottle of pills for MSRP $100. They'll sell it to a distributor for $90, who sell it to a pharmacy for $95, who theoretically sells it for $100. The customer pays a $20 copay, the insurance pays the other $80 to the pharmacy, and then the insurance cashes in a $75 dollar rebate with the manufacturer. The insurance ends up paying almost nothing, the manufacturer still got paid a net of $15 for possibly $5 worth of pills, and the customer is led to believe they got 80% off because they were insured. The insurance may not be the ones pocketing the dough, but they're the ones concealing the game. And when CVS is your insurance, your pharmacy, and their own distributor, the opportunity for abuse is unreal.
But regardless of if you take my perspective of blaming the enablers or your perspective of putting responsibility on the actual providers, the ACA doesn't fix the issue. It just enhances that facade that being insured makes the cost go down. But it's only a facade, and we both know it.
Not all Republicans defend and support him, some still hold out because he's a bad person. But that's beside the point. Republicans support Trump by and large because Trump isn't doing what Trump wants. For the most part, he's just signing whatever's put in front of him, and between Republicans controlling both houses and Democrats getting as far from Trump as possible, the things put in front of him have been almost as conservative as possible. It's not because Trump is ideologically Republican, it's because he's working with the people willing to work with him. If the Republicans were the ones following Trump's lead on everything, there'd be 10x as much wall funding right now.Saelune said:If Trump is like Democrats, why does the entirety of the Republican party defend and support him? Why hasn't Moscow Mitch turned on Trump? Why do Republicans keep voting in defense of what Trump wants? Why do Republicans keep praising and supporting him? Are you a Democrat? You are an unashamed Trump supporter. Do you not see how this is all absurd?
The difference between "a white kid at an elementary school" and the children dying at the border is that the elementary school child didn't travel 1500 miles from Guatemala, probably unvaccinated, definitely without medical care along the way, potentially making the whole journey alone. Half of them died of illness they had before arriving, all of them received medical attention in the US except the one that didn't even reach the CBP station. CBP isn't hunting down and torturing people, they are turning themselves in because that is their sanctuary.There should not be any unaccompanied minors dying of flu though. You want to excuse the deaths, but there should not be any deaths. If a white kid dies at their elementary school cause they had flu and were neglected, that would be unacceptable. The same is for these torture camps.
Like, people contract illnesses at hospitals, you don't say the hospitals tortured them. People die of illnesses in the custody of doctors, you don't blame the doctors.
I mean, it's great you didn't have to pay $10,000 cash for probably a lot less money worth of treatment, but you understand that the $10,000 was still paid. Instead of that burden being on your family, it's spread across you and everyone else with the same insurer.Saelune said:ACA is why my family wasn't billed $10,000 when I got a nasty stomach virus. Thanks Obama, genuinely, thanks.
Republican politicians do not demonize parts of the population the way Democrats do. Republicans say illegal immigrants overburden our social systems and put downward pressure on wages. Trump says rapists are crossing the border. Republicans say our major cities have problems with crime, Hillary Clinton calls people superpredators. Republicans primarily use rhetoric aimed at the sin rather than the sinner. Don't post Micheal Savage clips. Micheal Savage is a crazy person who thinks lesbians are out to destroy the country and blueberries give you super powers.Smithnikov said:Before I bomb this joint with multiple sound clips, I'm going to ask if you stand by this notion that conservatives do not demonize parts of the population.
Good, because it sucks. And Mitt Romney is a wiener. I actually haven't checked an R for president since McCain.Agema said:This was a conservative-originated plan, but what happened when it was put before the Republicans? They resisted it to the max.
There are a lot of Rs in here. [https://en.wikipedia.org/wiki/History_of_health_care_reform_in_the_United_States#Earliest] Looks a lot like some prominent Republican has been proposing or expanding some kind of national insurance every 20 years or so for the last century. Hell, Bush signed Medicare part D, McCain sponsored a patient bill of rights. You're just substituting support for the ACA for caring about healthcare. Freaking drug price controls are being sponsored right now by Chuck Grassly.The Republicans have zero credibility on healthcare beyond letting those with the means have it and the poorer third of the county not. None of their behaviour for decades supports any notion otherwise.
It's not about what's legislatively possible. Communism is bad, and I know you're a communist, so it doesn't do me any good to consider how you would fix things.Seanchaidh said:It would be ad consequentiam if you're letting that determine your perception of what is legislatively possible.
That's almost exactly my point. You did the opposite. You took a sentence that said "In the 21st century, those who identify as progressive may do so for a variety of reasons: for example..." and decided that those examples not including what I was saying meant that my explanation of progressivism was wrong. It would be like if it said "reptilia covers many species, for example: snakes, lizard, and crocodiles." and you said "see! Turtles aren't reptiles, they weren't in the example list!"Silvanus said:No, I obviously don't think that sentence contradicts you, because it's a meaninglessly vague sentence you've taken out of context.
You may as well do the same for any sentence which is technically true but so broad as to be meaningless on its own-- "Reptilia covers many different animal species" does not indicate that dogs are reptiles, for instance.
You've just taken the vaguest sentences possible and dragged them out of context, because its convenient.
You took a non-exclusive list of examples as a contradiction to me, and ignored the like 18 times that wikipedia article told you exactly what I told you.