Dudeio said:
StBishop said:
Credit card? Really? Get Palpal and worry less. Set up a separate account which has instant transfers from your main account which has a debit card attached. Problem solved.
It'll probably cost less than a credit card too.
And when Paypal gets hacked? What then? You're never safe from having your card stolen.
I don't think I explained myself correctly.
My paypal currently has ~$3.00 in it.
If I wanted there could be all the money I need there within minutes. However this requires access to
both: my banking, and my paypal.
But then, there's always risk in anything. Using all of the systems at your disposal will make it harder for anyone trying to steal from you. Like putting your rolex in a safe which is in your locked house. If they know the combination to the safe but can't get into your house, you keep your watch; if they get in your house, but can't crack the safe, you keep your watch.
I also recommend banking with more than one bank. Don't keep all of your eggs in one basket.
Make more sense?
If someone were able to get access to both of these I'd hope that at least one of the companies involved would help in recovering the stolen funds. If not, there's savings which is handled completely offline.
No, I'm not paranoid. I'm prepared.