I'm 30, living in the eastern US.
Concerns:
My parents: my mother recently lost her barely-above-minimum-wage job of 30 years due to medical issues, my father hasn't had a job in 10 years and is too proud to get a real job. They had to move onto my grandmother's property this year and I see no hope in them becoming any more financially stable (besides disability and social security - and they'll be able to live there as long as the property taxes are paid). At least my father grows a large garden and is a good fix-it guy, otherwise I'd really hate him.
My wife: been trying to get my wife pregnant for a few years (she just turned 33), finally a ray of hope with a very minor miscarriage (it sounds weird, but at least our parts work, if you get my drift). Concerned about where we are going to raise said child(ren) as both of our families are on the west coast and we live on the east. Concerned with her becoming her mother and if we can stand each others' habits long term (she's a clean freak and I play too much video games for her taste sometimes); we love each other, but we can seriously frustrate each other sometimes.
My job: my awesome degrees got me a job I like (S.B. Math, M.S. Optical Sciences), but it's on the wrong coast and its a gov't job, so I could make more $$ going private at the cost of doing bitchier, less fulfilling work. Also with how the U.S. gov't is acting towards budgets... I really don't like the long-term reduction in my purchasing power. I also don't want to let down my current co-workers by leaving - I'm becoming more involved and respected and essentially an expert at certain things now, I won't have that at another job right away. But right now we are also riding a fine line of living within our means - a couple nights out or a vacation can push us to the other side. I guess at least I have a job that pays the bills, and I'm lucky my wife does too.
My health: my back isn't quite straight and I am terrible at keeping up with regular exercise - which I should do to strengthen and straighten it. I have a small tumor on one of my kidneys (they think it's benign... hopefully it is). And my teeth - will need a crown, maybe a root canal soon

. I see cracks in a few other teeth and I think this is just the beginning of a lifetime of even more dental work.
*end of concerns
I don't know who'll actually read to this point, but to those of you who worry about meeting women and losing your virginity until late... I didn't lose my virginity until 25 (and that's with college and grad school in party environments), and I realized that you just have to put yourself out there. Do whatever you can to meet people (dating sites, going to parties/events, meeting friends at bars) and practice talking to women, IN PERSON if possible, and eventually you might realize half of the battle is learning body language and just how to interact comfortably with them (what to talk about/what not to, listening to her, how to be proud w/o being an asshole, etc.). Get friends to help you out or just strike up a conversation. Just don't give up - it will happen when you aren't paying attention or least expect it.
Eventually you realize you went somewhere and were talking with the same cute girl for an hour or two comfortably and she might just lead you away. Or at least you might exchange numbers. There is hope, but you can't have any relationship without two people, so learn to interact with them (they want it too). Just be (mostly) yourself. Best of luck.