Well, there IS my own mod I'm developing, but that's not really quite a story...I use a heavily-modded version of FO3, to include "Return of the Settler", the "Manchester/Tiger" quests, "enlarged" versions of Megaton, Big Town and Canterbury Commons, and top it off with "Alternate Roleplay".
So...my story?
I've led a failed life as a talker, rather than a fighter, trying to get people in the D.C. Wasteland to pool their resources and skills together to make something more lasting and worthwhile. There's a caravan network and some significant towns already, of course, but so much MORE could be done if...if if if. Almost everyone was still too mired in the fight for daily survival to talk about the long haul.
It was a rotten world for a would-be politician, really. It drove me to drink.
There I lay, having blown nearly all my caps on a let's-go-out-in-debauchery batch of piss-poor whiskey, wearing my finest old business suit and sunglasses amid a pile of empty bottles. I'd hoped I wasn't going to wake up after that binge, but no such luck...the noonday glare seared my eyeballs even through their closed lids.
It's a funny thing about being hung over; you want to just lay there until you die, but in the meantime merely existing sucks. I decided that I should at least drag my carcass into some shade to reduce my internal pain to a manageable level until the end drew nigh. But of course, once you start moving around, you've broken the spell.
The hot, cracked asphalt burned my hands, forcing a hiss from between my teeth. It was going to be less painful to walk than crawl to the blessed cover of a nearby ranch house, so I stood uneasily, staggered a few steps...and was promptly bowled over onto my ass by a damn pack brahmin. I cursed uncreatively for several moments, until I realized someone was standing over me...his presence providentially providing a bit of the shade I longed for.
"Whoa, there. Sorry about old Bess knocking you down. Here, it's the least I can do."
He extended a hand, I took it, he looked me up and down. "You look like you've been around, stranger. Me and my friends here," and here he gestured to a pair of fellow travellers, "we're looking for a place to settle down. Know anywhere we might find someplace worth the trouble?"
That was how it all started, honest Injun...whatever an "Injun" is, or was. I led those first few settlers from the outskirts of Big Town, where they'd found me waiting to die, to another life just south of Canterbury Commons. I'd already met and talked to Uncle Roe, the guy who ran the place as a hub for the caravanners, and with the new guys in tow I helped him out with a couple of jokers who called themselves the "AntAgonist" and "Mechanist".
The job set us up with a small pile of caps as well as a newly-vacated pre-war electronics supermart. It was big inside, the Mechanist had made it his own home beforehand, and there was plenty of useful machinery too. Not to mention a big parking lot on top of a natural plateau with only two ways up...very defensible.
Over the next few weeks, our town began to take shape. I spent most of my time, at first, scrounging around the place for junk and scrap, then using it to get shelters and some initial sandbag walls put up. It wasn't much, but then we didn't have to deal with much other than the occasional critter wandering through.
When we'd gotten settled in, I decided to make a run to Megaton to sell off some of the better junk we'd found and raise some caps. That led me to Moira Brown and her crazy ideas for this book she was writing, a showdown between Sheriff Simms and an even crazier guy who called himself "Mister Burke", and a young girl named Lucy West.
...and the funny thing? Everyone seemed to think I was the spitting younger-image of this guy who crawled out of a nearby Vault. If I'd known how much pain, heartache and stupidity THAT was going to cause...well. On second thought, I prolly wouldn't be here today writing at this terminal, would I.