Asking wrong questions are just steps towards asking the right ones.C'mon, if you struggle with "hate speech," then you're asking the wrong questions to the wrong people; ask yourself why distinct labels are so important to you or why the words you want to use might construed as offensive.
I'm going to assume you're a heterosexual male like myself; we're in the same boat, but I'm not worried about mislabeling anyone, because the worst I plan on doing is calling a woman "sir" or a man "ma'am," and correcting myself once I'm made aware of that mistake. I don't go around calling out homosexuals or trans people on those identities because it's honestly not that important to me. They're people first; what is or was between their legs, or how they identify internally despite the former, is none of my concern. The only people it should concern are doctors, people whose job it is to operate within the objective realities of the physical body; outside of that, who cares? Just saying, if you're not a hetero man, and you identify as and want me to call you a golden retriever, I apologize for my mistake and I will refer to you as a golden retriever.
Since there is no answer to my question, then it only reenforces that I'm not allowed to ask them in the first place.