Ok, some of your point made no sense whatsoever and others are highly dependent on your personal point of view but lets get started.
Torchlight 2 drop rate: I find this one just plain odd as I tend to get either a set-piece or a rare every 1/2 an hour to an hour. (Single Player, Veteran difficulty with mods that don't affect drop rate).
Don't play multiplayer so I can't comment on it.
Torchlight 2 Environments: Much more subjective, I personally liked the different mobs in the various areas of the map.
Torchlight 2 Story: I agree, the TL2 story is balls.
Torchlight 2 difficulty level: What? I've done multiple Veteran runs and most deaths were due to me entering areas above my level or stupidity (and one spectacular case where my forceshield died just before a troll smashed me).
Borderlands 2 environment: Err you like backtracking?
Borderlands 2 enemies: They can be spongy, but using elemental damage helps.
Torchlight 2 drop rate: I find this one just plain odd as I tend to get either a set-piece or a rare every 1/2 an hour to an hour. (Single Player, Veteran difficulty with mods that don't affect drop rate).
Don't play multiplayer so I can't comment on it.
Torchlight 2 Environments: Much more subjective, I personally liked the different mobs in the various areas of the map.
Torchlight 2 Story: I agree, the TL2 story is balls.
Torchlight 2 difficulty level: What? I've done multiple Veteran runs and most deaths were due to me entering areas above my level or stupidity (and one spectacular case where my forceshield died just before a troll smashed me).
Borderlands 2 environment: Err you like backtracking?
Borderlands 2 enemies: They can be spongy, but using elemental damage helps.