Too late for me, Yahtzee, I'm already hooked on this game despite the objections of my higher brain functions. Freedom would normally come for me in about 7 million bells, when my house is fully upgraded, and gaining debt becomes an impossibility... except Animal Crossing: New Leaf gave you that whole mayoring thing to do, so technically you can put yourself in debt endlessly to the donation gyroid in the name of new and interesting ways to spruce up the town.
I will point out that, if you do have more than an hour to burn on Animal Crossing: New Leaf a day (something which will cause your animal neighbors to berate you) you can actually go to a nice tropical island where you can go on tours in order to ignore what the ex-mayor tour guide directs you to do in order to reap a great infinite fruity bounty at about the rate of about 100,000 bells an hour. So there's not really a hour limit on what you can do each day. Somewhat important omission, that... well, insofar as recommending grinding can be consider valid.
Also, that you cold pass the beautiful town ordinance that makes weeds cease to exist, so you don't have to worry about too much guilt about leaving your animals to fend for themselves for a few months, at least not as much as the previous installments. (I imagine my City Folks down is a travesty by now.)
Also, you should have used == for that equivalence check at 1:37, but maybe this is the final pathetic nitpick that makes the nitpicks in the last two paragraph considerably less valid by simply existing.
Though this review did cause me to wonder if I can find a good Cooking Mama on the Nintendo eStore...