Sony Still Unsure About Credit Card Leak on PSN

JDKJ

New member
Oct 23, 2010
2,065
0
0
danpascooch said:
JDKJ said:
danpascooch said:
If they were "unsure" of this they should have told their users fucking immediately so that they could cancel their PSN linked credit cards if they wanted to. Way to potentially give identity thieves a weeks head start Sony!

If I had a credit card on PSN and had my identity stolen over this, I would totally sue Sony for not announcing the potential for stolen financial data earlier.
danpascooch v. SCEA. I can't wait. Years from now, law professors will be assigning the landmark danpascooch case to their law students as required reading.
Are you saying it would be insane to sue them for that? Weren't you the one who just a week or so ago was saying a class action lawsuit against Geohotz was justified?

I'm saying that if Sony lost my financial data and didn't inform me of it, and I lost thousands because I didn't know to cancel my card because of Sony's silence. Then yeah, that's negligence with quantifiable damages.

Of course this doesn't apply to me, which I made clear in my post.
Relax, danpascooch. If your credit card number is stolen and used for fraudulent transactions, the Fair Credit Billing Act provides that you cannot be held liable for not even a red cent of those fraudulent charges. Zero. Zip. Nada. None. Nothing. Your credit card issuer is the one sucking up the loss. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm

You have no quantifiable damages, therefore you have no lawsuit to bring against Sony. I'm not saying it would be insane to sue them. I am saying that it would be a waste of your time. You'll certainly lose.
 

RatRace123

Elite Member
Dec 1, 2009
6,651
0
41
Sooo, you're not sure if the personal credit information of your users was stolen, and you're also not sure when your service will be back up.
Fan-fuckin'-tastic job Sony.
I swear to god if my credit information is in some douchebag's hands right now I will be pissed off as all hell!

And screw whoever the hell is responsible for all this, asshole(s).
 

SnakeCL

New member
Apr 8, 2008
100
0
0
danpascooch said:
SnakeCL said:
danpascooch said:
JDKJ said:
danpascooch said:
If they were "unsure" of this they should have told their users fucking immediately so that they could cancel their PSN linked credit cards if they wanted to. Way to potentially give identity thieves a weeks head start Sony!

If I had a credit card on PSN and had my identity stolen over this, I would totally sue Sony for not announcing the potential for stolen financial data earlier.
danpascooch v. SCEA. I can't wait. Years from now, law professors will be assigning the landmark danpascooch case to their law students as required reading.
Are you saying it would be insane to sue them for that? Weren't you the one who just a week or so ago was saying a class action lawsuit against Geohotz was justified?

I'm saying that if Sony lost my financial data and didn't inform me of it, and I lost thousands because I didn't know to cancel my card because of Sony's silence. Then yeah, that's negligence with quantifiable damages.

Of course this doesn't apply to me, which I made clear in my post.
If your card company doesn't inform you that there's a plethora of charges or strange activity from your card, then seriously, your card company sucks.

Normally, in these situations the main company does not inform the user directly. It informs the various credit card companies, who then issue new cards and let their customers know.
Well, here's the status right now:

Sony: Maybe it was stolen
Credit Card Companies: *not informing cardholders or issuing new cards*

so yeah, that's not happening.

Sure your credit card company tries to inform you once they start using it (that is, if they can even tell the charge is suspicious) but what if the first time they use the card is for a multi-thousand dollar shopping spree? These guys KNOW that once they start using it it will be canceled, they aren't going to buy a pack of gum and then not use it again for a week.
What does it matter if they start using it for a multi-thousand dollar shopping spree? Your card company will pretty easily know that you did not make those purchases.

If they can't tell that purchases aren't "suspicious" then I recommend canceling that card and applying for one with better fraud detection.

If you're that worried about it, why don't you just pre-emptively ask for a new card? You CAN do that of your own volition, you realize?

For all you know, Sony could have already informed the various credit companies which accounts were compromised, and steps could already being taken.

What you're doing here is ill-informed chicken little "the sky is falling" mania, and it shows a clear lack of understanding in how credit issues are handled.
 

icame

New member
Aug 4, 2010
2,649
0
0
I love all the idiots trying to start the consolewars again. Fucking hilarious.
 

JDKJ

New member
Oct 23, 2010
2,065
0
0
SnakeCL said:
danpascooch said:
SnakeCL said:
danpascooch said:
JDKJ said:
danpascooch said:
If they were "unsure" of this they should have told their users fucking immediately so that they could cancel their PSN linked credit cards if they wanted to. Way to potentially give identity thieves a weeks head start Sony!

If I had a credit card on PSN and had my identity stolen over this, I would totally sue Sony for not announcing the potential for stolen financial data earlier.
danpascooch v. SCEA. I can't wait. Years from now, law professors will be assigning the landmark danpascooch case to their law students as required reading.
Are you saying it would be insane to sue them for that? Weren't you the one who just a week or so ago was saying a class action lawsuit against Geohotz was justified?

I'm saying that if Sony lost my financial data and didn't inform me of it, and I lost thousands because I didn't know to cancel my card because of Sony's silence. Then yeah, that's negligence with quantifiable damages.

Of course this doesn't apply to me, which I made clear in my post.
If your card company doesn't inform you that there's a plethora of charges or strange activity from your card, then seriously, your card company sucks.

Normally, in these situations the main company does not inform the user directly. It informs the various credit card companies, who then issue new cards and let their customers know.
Well, here's the status right now:

Sony: Maybe it was stolen
Credit Card Companies: *not informing cardholders or issuing new cards*

so yeah, that's not happening.

Sure your credit card company tries to inform you once they start using it (that is, if they can even tell the charge is suspicious) but what if the first time they use the card is for a multi-thousand dollar shopping spree? These guys KNOW that once they start using it it will be canceled, they aren't going to buy a pack of gum and then not use it again for a week.
What does it matter if they start using it for a multi-thousand dollar shopping spree? Your card company will pretty easily know that you did not make those purchases.

If they can't tell that purchases aren't "suspicious" then I recommend canceling that card and applying for one with better fraud detection.

If you're that worried about it, why don't you just pre-emptively ask for a new card? You CAN do that of your own volition, you realize?

For all you know, Sony could have already informed the various credit companies which accounts were compromised, and steps could already being taken.

What you're doing here is ill-informed chicken little "the sky is falling" mania, and it shows a clear lack of understanding in how credit issues are handled.
Pay danpascooch no mind. He's completely ignorant of the fact that if your credit card number is stolen and used for fraudulent transactions, the Fair Credit Billing Act provides that you cannot be held liable for not even a red cent of those fraudulent charges. Zero. Zip. Nada. None. Nothing. Your credit card issuer is the one sucking up the loss. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm
 

MrA

New member
Jul 26, 2009
102
0
0
And THAT is why I am ok paying for Xbox live. I own a PS3. Valve said Portal 2 would be best console version of the game with Steam Support, etc. So naturally I buy the PS3 copy of Portal 2, awaiting the time when I can play the co op campaign with my friends. Then PSN goes down. All I can say is thank god for Steam and having the ability to play Portal 2 on PC because of it, now I just play co op on my PC. If they hadn't included that I would NOT be happy.
 

Sabinfrost

New member
Mar 2, 2011
174
0
0
I'm getting so sick of Sony right now. The sooner this debacle is over and I can go back to playing my games the better.
 

poiuppx

New member
Nov 17, 2009
674
0
0
ArBeater said:
FUCK YOU SONY!

Sorry, but god damn it. I have my credit card on there.
So, rather than blame the asshats that brought down the network and may have stolen YOUR data, you're blaming Sony?

Personally, if those responsible did steal people's info, I hope they get sent to federal for keeps and get used as Bubba's own personal PlayStation for the next few decades, if you follow me.
 

Macrobstar

New member
Apr 28, 2010
896
0
0
wow the 360 fanboys are having a field day with this, its a good job 360 doesn't have any hardware failures... oh wait
 

KarmicToast

New member
Nov 11, 2008
458
0
0
Hey Sony: When you rebuild PSN, for the love of God ADD PARTY CHAT. I am so tired of having to call my buddy and hope to get whatever in game chat option working per game before we play.
 

SinisterGehe

New member
May 19, 2009
1,456
0
0
SmashLovesTitanQuest said:
Hahahahahaha.

Oh WOW.

Hahahahah. Oh my fucking god. Thats terrible. I dont know why im laughing. But thats just such an amazing fuck up. Seriously Sony. Just... WOW.
You wouldn't be happy if your information got stolen and you would get spiraled to something like operation ORE, just and only because your info was stolen. Or are you one of those people who laugh at those who get hit by car front of you?
 

CpnChaos

New member
Sep 20, 2010
52
0
0
I actually am really worried about the card thing. We won't get any refunds, seeing as how in the user agreement it says they don't owe us anything if anything happens to PSN, but I will be seriously mad if my card info is stolen!
 

JDKJ

New member
Oct 23, 2010
2,065
0
0
SinisterGehe said:
SmashLovesTitanQuest said:
Hahahahahaha.

Oh WOW.

Hahahahah. Oh my fucking god. Thats terrible. I dont know why im laughing. But thats just such an amazing fuck up. Seriously Sony. Just... WOW.
You wouldn't be happy if your information got stolen and you would get spiraled to something like operation ORE, just and only because your info was stolen. Or are you one of those people who laugh at those who get hit by car front of you?
Hit and killed or hit and left with only minor injuries? 'Cause if it's only the latter, then I must confess to having giggled at that sight.