Huh. When I succeeded a speech check for helping her she gave me 400, then I killed her and she had an extra 100 on her ;ofish food carl said:Oh, I am enjoying myself since I started again. This time I have so much more ammo, health and caps. I haven't even reached Megaton yet, but I've already got 400 caps. I found the woman called Silver, took her money in exchange for helping her, then capped her and looted her whole house. I'm a sick, sick man.
But yeah, killing Silver gives you a tidy sum to start the game with. Then again, first time I played through I went to Springvale School instead of straight to Megaton and ended up clashing with about 30 raiders in total. ;< Do not recommend.