Hi everybody.
I have now spent the last 8 hours looking for this game, which has been the culmination of an on and off again search for many a year. I don't remember much about the game as I only rented it at a video store near my friends house for one weekend in the late 90's early 2000's. All I can remember is that it was a fantasy based game, either in an action-adventure or RPG genre. I think it was released on the Playstation (though I could be wrong).
The only thing I can remember at all was parts of the character creation (You would think character creation on the PS1 would be easy to find), you had all the usual Macguffins such as name and gender but you also received cards (fortune cards maybe, maybe something to do with a horoscope), which the game gave to you randomly (apparently) and were able to choose your characters personality, such as happy or angry, these determined how your character responded when reading signs or talking to NPC's. The one that I remember choosing was silent (which basically meant that the only thing your character ever uttered was a somewhat passive aggressive ellipses).
I vaguely remember the art style being slightly cartoonish, and one of the first areas being a forest. However, memory is not a reliable witness and I would not stand by any of this in court.
Edit: Can't remember if the characters were 2D Sprites or 3D Meshes. The camera was a Isometric style.
I appreciate any help you can provide, even if it is just another clue that I can start tracking down.
I don't even know why I want to play this game again (As I played it for a day a long time ago). I think it is because I can still remember the tortured angst of the silent character, the amount of dark emotion when he replied "...".